Make money online

Introduction

UPI has come a long way from humble beginnings in 2016.It initially started as e-payments system like paytm,razorpay,instamojo etc.The framework of UPI inspired Google to use NPCI as a launch pad to revolutionize digital payments across US.You can research about NPCI on Google.UPI has garnered a huge market reach due to third-party apps like paytm and phone pe. In the latter half of FY18, Google Pay became the first overseas player to join the UPI ecosystem. 

UPI Framework

https://byjus.com/The current year has seen has processed transactions worth Rs 1.09 trillion.Industry experts have also supported the rapid growth of the UPI platforms.During FY19, UPI clocked 5.39 billion (5391.52 million) transactions amounting to Rs 8,76,970.72 crore which translates to a 490% volume growth and 700% value growth.This was the period too when India’s central bank and NPCI had collectively taken some positive steps such as waiver of MDR charges, onboarding more banks and enabling recurring payments to ramp up growth of UPI.It is worth noting that Google pay,Paytm and Phonepay accounted for majority market share in UPI.UPI apps are very similar in interface and usability when compared with cash wallet apps.It allows you to fulfill your obligations and get payment directly into your bank account and is useful for making small payments to retailers.Its usage has increased significantly since the global recession triggered by the pandemic. It can provide you a platform to connect with customers,small business and for purchasing e-learning softwares.

WHY UPI

How is it Unique?

• Immediate money transfer through mobile device round the clock 24*7 and 365 days.
• Single mobile application for accessing different bank accounts.
• Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines, yet provides for a very strong feature of seamless single click payment.
• Bill Sharing with friends.
• Best answer to Cash on Delivery hassle, running to an ATM or rendering exact amount.
• Utility Bill Payments, Over the Counter Payments, Barcode (Scan and Pay) based payments.
• Merchant Payment with Single Application or In-App Payments.

Benefits of using UPI

• Affordability: The UPI is the cheapest way of fund transfer. It is as cheap that you can transfer Rs 100 sitting at home. The transaction charge for the same is around 1-2% only. UPI has the potential to take over all other methods of money transfer.
• Instant Transfer: UPI is very fast. It transfers money instantly. The UPI works 24 x 7. The NEFT can take up to 12 hours for the fund transfer. There is a 30-minute waiting period for the NEFT and IMPS registration.
• Bank Details Not Required: The payment through the UPI does not require the card details or bank account details. You have to only give the virtual payment address. the virtual payment address is similar to our email ID.E.g. Sunil@Gmail.com can be your UPI ID and it results in quick transfer.
• One UPI App-multiple accounts: You do not need different UPI app for a different bank account.  You can link many bank accounts in a UPI-based app.
• Money collection platform: Having a UPI app can enable you to start a freelancing business without much monthly investment. You can learn a new skill and monetize your content by getting money delivered to your bank account. It can enable you to pay small-time expenses in a cashless manner.

The digital leap

A majority of digital transactions in India is fulfilled by UPI. According to a recent KPMG report, the global digital payments market is expected to touch $10.07 trillion by 2026. From close to 1.5 million locations accepting digital payments in 2016-17, the number of merchants accepting digital payments modes has increased to over 10 million. Converting offline payments to online mode will be important in achieving this growth. The recent cases of phishing attacks and data leaks suggest that cybercriminals find innovative ways to dupe innocent customers. However, the good news is that digital forensics is keeping pace with fraudsters and making life difficult for them. The key takeaway here is that today, there is a proliferation of digital transactions accepted at the point-of-sale, online and on-the-go.With the right vision, this future holds great opportunities for banks, credit card companies and new entrants.

The digital oppurtunity

We are in the midst of a digital transformation in the way we are leading our lives and changing dynamics of personal and business relationships. The current economic crisis accentuated by the nationwide lockdown has made it imperative to go cashless.DMRC has also introduced a digital system for accepting payments for its services. Its time to go digital or be left behind.

Ready to change ?

Join the digital revolution in UPI which is making other mobile wallets secondary choices. Google pay is a secure app for money transfers, bills and recharges.

Every year, at least 2.8 million people die due complications related to excess weight. According to the Centers for Disease Control and Prevention (CDC) obesity currently affects more than 1 in 3 people in the United States, or 36.5 percent  of adults in the U.S.The health risks of excess weight include a higher risk of diabetes and stroke.

Being obese means you’re at least 20% over your ideal body weight. If this is you, you aren’t alone. More than 78 million American adults are obese. That’s slightly more than one out of every three adults.

Obesity has dire effects on your health. It raises your risk of diabetes, stroke, arthritis, heart disease, and high cholesterol, to name a few. High cholesterol can be especially hazardous to your health because it can damage your metabolism.

Now that we are aware about the dangers that being obese puts on your body and health,below mentioned are the best 10 hacks to reduce weight and become glutton free.

• Choose the Best Alcoholic Beverages (in Terms of Calories): You dont have to give up drinking altogether if you’re trying to lose weight. Just select the alcoholic drinks that get you drunk,not fat.
• Have Salad Dressing and Other Sauces on the Side: Order sauces and dressings on the side. Don’t be afraid of coming off as a picky eater as this can control how much gravy or dressing you consume.
• Imagine You’re Going to Eat More Than You Want To: Your imagination could be a powerful tool to prevent overeating.Apparently, imagining overindulging makes us less motivated to eat more when we actually eat.
• Try Intermittent Fasting: With intermittent fasting, you eat your normal types and amount of food you regularly do—just within a smaller time frame.It has bee found that intermittent fasting has helped them reduce body fat and increase strength.
• Make (Relatively Painless) Food Substitutions: Simple food substitutions can help you cut calories and fat while satisfying your cravings. Use Cravings 911 to find healthier alternatives to commonly craved foods like chips.
• Sneak in More Vegetables: Three words can help you in getting rid of your fat: Eat more vegetables. You can trick yourself into eating more vegetables by doubling the veggies in any recipe.
• Drink More Water: Water is the best thing we can put in our bodies—and it’s great for weight loss. Drinking water before a meal can reduce hunger. If you find water boring, you can still learn to live it  and trick yourself into eating more every day.
• Be More Mindful When You Eat: Mindfulness is a powerful practice for all areas of our lives, including how we eat. Simply paying more attention to our food when we eat can keep us from self-sabotaging our diets.
• Skip a meal a day: This one trick can sharply reduce your overall calorie count.When you skip breakfast, at lunch you may eat a little bit more, but you don’t make up the calories.” You might skip breakfast, lunch, or dinner.
• Meditation: Another thing in addition to mind fullness,you can use meditation to have more control on your mind which will control your urge tom consume foods.This will lower your calorie intake and lead to a healthier life.

These dietary foods will help you in being gluten-free which will help in lowering your belly size.Also, you can lead an enjoyable life leading to higher self-confidence. Check out the amazing transformation of a woman who lost 38 kg Using a Simple 2-Step ritual that 100% Guarantees Shocking Daily Weight Loss.

I hope you watched this amazing transformation of a woman who went from fat to fab.Do you want to look great ?,Do you want to achieve a fit body ?,Are your favorite clothes ending up in the closet as you dont fit anymore-then dont worry there is an amazing system that works. Cinderella solutions provides a comprehensive system specially for woman which can help in getting back your confidence with jaw dropping results in 2 simple steps.It will help you lose weight 6 times faster than other weight loss programs and make you 10-20 years younger by consuming the comfort diet that you crave.

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Hello everyone,

I am going to write a wonderful post about how you can create a simple blog in your chosen niche and make money online.It is as simple as writing a journal.

You’re going to publish a post today. Don’t worry about how your blog looks. Don’t worry if you haven’t given it a name yet, or you’re feeling overwhelmed. Just click the “New Post” button, and tell us why you’re here.

Know your Why ?

• Because it gives new readers context. What are you about? Why should they read your blog?
• Because it will help you focus you own ideas about your blog and what you’d like to do with it.

I am writing a blog in the personal branding niche to make money online and to help others grow in an online community.My mission is to transform the lives of key individuals by offering them online learning courses.

To help you get started, here are a few questions:

• Why are you blogging publicly, rather than keeping a personal journal?
• What topics are you passionate about?
• Who would you love to connect with via your blog?
• What is your expectation from your blog?

Can’t think how to get started? Just write the first thing that pops into your head. Anne Lamott, author of a book on writing we love, says that you need to give yourself permission to write a “crappy first draft”. Anne makes a great point — just start writing, and worry about editing it later.

Write atleast 10 descriptive articles on your chosen niche or passion — writing, photography, fiction, parenting, food, cars, movies, sports, whatever. These tags will help others who care about your topics find you in the Reader. Make sure one of the tags is “Learntoearn,” so other new bloggers can find you, too.